Tuesday, June 30, 2015

Should I Make Funeral Arrangements Ahead of Time?

June 30, 2015

Dear Cathy:

I came from a family of 14 and I am the oldest child.  My brother was single and elderly and only had one child when he recently passed away.  He did not have any life insurance which left the family in total chaos especially his only child.  Is it wise for families to make funeral arrangements ahead of time? Trying to Avoid Future Chaos, Tennessee

Dear Trying to Avoid Future Chaos:

Most people die without making funeral arrangements forcing their grieving family to make tough decisions and overpay on funeral costs.  Everyone should have some type of life insurance which is there to help with funeral costs.  You can join your local Memorial Society at Funerals.org and make those decisions yourself, ahead of time.

However, don’t prepay for a funeral or cemetery plot especially if you might move to another city or if the funeral home could go out of business.  If you are a veteran, most veterans already know which Veterans Administration (VA) cemetery they would like to be buried at so they should make their arrangements ahead of time.

You can read more about being responsible as you age in the book “Golden Years: How To Age Gracefully and Take Care of Seniors” – available as an e-book and paperback.

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